PAYE Calculator NZ 2023

Calculate your PAYE in New Zealand with our easy-to-use PAYE calculator nz. Enter your income, deductions, and allowances, and we’ll instantly show you how much PAYE you owe. Our calculator is updated regularly to reflect the latest tax rates and thresholds.

Workers that get salaries have to pay tax regularly on their revenue. This includes PAYE as you earn after deductions like Income Tax and National Insurance contributions.


In the following article, we’ll try to enable you to understand the idea of the PAYE calculator nz. We’ll discuss how it works and how it can be calculated nz take-home pay. So, let’s start.

NZ Tax Calculator

The NZ Tax Calculator is designed to help individuals and businesses in New Zealand estimate their tax liability. It is an online calculator that considers factors such as income, deductions, and tax credits to provide users with an accurate estimate of their tax liability. The Paye calculator is easy to use and provides an instant estimate of tax owed, making it a valuable tool for anyone who needs to budget their finances or plan their tax payments.

It is beneficial for those who are self-employed or have multiple sources of income, as it can help them to understand their tax obligations better and make informed decisions about their finances. Overall, the NZ Tax Calculator is an excellent resource for anyone in New Zealand who wants to stay on top of their tax obligations and manage their finances more effectively.

NZ PAYE Calculator:

The NZ PAYE (Pay As You Earn) calculator is helpful for New Zealanders to calculate their income tax liability. The calculator considers the individual’s income, tax code, and applicable deductions or exemptions. It is beneficial for new employees or those who have recently started a new job as it provides a quick and easy way to determine how much tax will be deducted from their pay.

Employers can also use the calculator to determine the correct amount of tax to withhold from their employees’ wages. Overall, the NZ PAYE calculator is an essential tool for anyone in New Zealand who wants to ensure they are paying the correct amount of tax.

nz salary calculator

A New Zealand salary calculator is a tool that can be used to estimate your net income after taxes deductions. To use a salary calculator, you must provide information such as your gross salary, marital status, and the number of dependents you have. The calculator will then use this information to calculate your estimated net income.

Salary Calculators NZ can be a helpful tool for estimating your net income. However, it is essential to remember that the calculator’s results are only estimates. Your net income may vary depending on several factors, such as your tax bracket and the deductions from your salary.

PAYE Income Tax Brackets 2023

Tax rateTaxable income bracketTax owed
10.5%$0 to $14,00010.50% of taxable income
17.50%$14,001 to $48,000$1,470 plus 17.50% of the amount over $14,000
30.00%​$48,001 to $70,000$7,420 plus 30.00% of the amount over $48,000
33.00%$70,001 to $180,000$14,020 plus 33.00% of the amount over $70,000
39.00%​$180,000+$50,320 plus 39.00% of the amount over $180,000

Pay Calculator NZ:

A pay calculator NZ is a tool that can be used to estimate how much money you will take home after taxes, ACC levies, student loan repayments, and other deductions. There are a number of different pay calculators available online, some of which are more comprehensive than others. Some pay calculators will allow you to enter your salary or hourly wage and your hours worked per week. Others will also enable you to specify your tax code, student loan repayment rate, and other factors.

PAYE calculator NZ for Employees

PAYE calculator nz

Each worker has a tax code that is established on how much he earns. This determines the amount of tax being subtracted from their salary each month.

Often, a question arises: Is PAYE figured on gross income or net salary?  

The answer to this query is that for individuals, gross income is the aggregate of all wages that include earnings, profits, interest payments, property rents, and different types of earnings, before any deductions or taxes. So the PAYE calc estimate is based on the employee’s wages and contains basic salaries, rewards, benefits, and other stipends.

Sometimes the individual is confused when he sees that the PAYE is high. The reason is that unknowingly he may have overpaid the tax if he became unemployed. In such a case, he can claim a tax refund if he is out of work. This also happens if someone overpaid tax because the tax credits were inaccurate or haven’t pleaded tax relief for particular expenditures.

In New Zealand, employers are accountable for withholding income taxes, social surcharges, and fringe benefit tariffs from employee pay and benefits. The employers must also make employer-mandated social tax subsidies and pay the Employer Superannuation Contribution Tax (ESCT). Employers must also support New Zealand’s compensation and benefits regulations.

You can use our PAYE calculator nz for the best calculations to check your salary/wage deductions. Both employers and workers can use this PAYE calc to see how much PAYE should be deducted from earnings.

This calculator helps you to work out the tax from weekly, fortnightly, or monthly payments. You need to use New Zealand’s best income tax calculator to check how much money you are left with after the deduction of taxes.

How to use the Paye calculator?

You enter your earnings or an hourly wage. This wage calculator nz will do the remaining task! It will report to you how much money you will get on a weekly, fortnightly, monthly, or yearly basis after the deduction of tax.

Here are the steps on how to use the PAYE calculator in New Zealand:

  1. Go to the website of the PAYE calculator that you want to use.
  2. Enter your annual salary.
  3. Enter your tax code.
  4. Enter any deductions that you have, such as KiwiSaver contributions or student loan repayments.
  5. Click on the “Calculate” button.
  6. The calculator will then estimate how much PAYE will be deducted from your pay.

PAYE Calc feature of analysis:

The taxpayer must complete a tax code proclamation form for PAYE to be accepted at the correct rates. In the present day, it is the IR330 form. This statement defines the tax code that the individual is taxed at.

Things that influence the code 

  • Whether the taxpayer acquires an income-tested concession.
  • The individual is accepting a state-based support benefit such as an accommodation accessory.
  • Whether he has one or more sources of earnings.
  • If he/she is a tax citizen of New Zealand.
  • If the taxpayer’s income comes under the IETC Independent Earner Tax Credit.
  • If the individual is permitted to WFTC Working for Families Tax Credits.
  • If the person has a Student Loan.

If someone does not declare the tax code on the completed IR330 form, the tax rate will be 45%.

The employer must calculate and subtract the correct

  1. PAYE,
  2. ACC Levy Fee,
  3. Student Loan
  4. KiwiSaver 

Charges from an employee’s earnings or wagers and sends the capital owed to the IRD.

The calculator assumes whether the person’s income is hourly or weekly. One can alter the entry under the settings if it does not show accuracy.

If the person using the calculator knows the rates, he can modify the individual settings. One can set the year for current years by entering the Advanced settings.

How to check the secondary income?

  • Tick the “secondary income” box.
  • Put the gross value of all of your other income in the Secondary income box.( that includes primary income).
  • Then calculate the secondary amount.

The PAYE Calculator auto-calculates the saved Main gross salary. However, the calculation can be changed anytime by adding a new number.

The auto-calculation can be stopped by deleting the saved PAYE Calculator data from the User Profile settings.

How can the Employer Use the Calculator?

PAYE stands for Pay As You Earn. It is a tax accumulation system. It is a kind of income tax that the employees have to pay. It usually is instantly deducted from their earnings. 

The employer is liable for assuring that the PAYE system in his institution is an operating system and the workers are paying the taxes to the state.  

This system is all about assuring that revenue from the country’s citizens is collected relatively. The amount is deducted straight from the employee’s earnings. The employer should make sure that the organization obeys the PAYE system. 

Following the rules of PAYE, the employer has to subtract income tax and national insurance contributions from every employee of his organization. It should be deducted from their monthly earnings and paid to the HMRC.

How Does PAYE Calculator Work? 

The employer knows the starting point and ending date of the tax year. He needs to determine the taxable earnings of his employees and consider the basic allowances that reach the taxable amount. In this way, he can easily spot an employee in their separate tax-paying group. Finally, the only thing to be done is to pay the PAYE payment. That’s all the employer needs to do.

To comprehend the vision of PAYE, it is necessary to understand the ideas of NIC properly. 

NIC is the short form for National Insurance Contributions. One must pay a kind of tax on the earnings, which goes directly to the National Insurance Fund. The employees get a lot of advantages from this contribution. 



What are the PAYE rates in New Zealand?

The current PAYE tax rates in New Zealand are:
10.5% for income up to $14,000
17.5% for income between $14,001 and $48,000
30% for income between $48,001 and $70,000
33% for income between $70,001 and $180,000
39% for income over $180,000

How much tax is deducted from salary in New Zealand?

The amount of tax deducted from your salary in New Zealand depends on your total income. There are five PAYE tax brackets in New Zealand, with rates ranging from 10.5% to 39%. Your annual taxable income determines your tax bracket.
For the 2022-2023 tax year, the PAYE tax brackets are as follows:
Bracket 1: $0 to $14,000 – 10.5%
Bracket 2: $14,001 to $48,000 – 17.5%
Bracket 3: $48,001 to $70,000 – 30%
Bracket 4: $70,001 to $180,000 – 33%
Bracket 5: Over $180,000 – 39%
In addition to PAYE tax, you may also have to pay other taxes, such as ACC levies and student loan repayments. These taxes will be deducted from your salary as well.